You are going traveling. You have lots of expenses to cover. You need to pay for your air fare, your accommodation, your food, your travel while away, cultural experiences and the list goes on. You want to save money so you decide not to bother with travel insurance. You are going on the trip of a lifetime so nothing will go wrong. It’s an unnecessary expense so you don’t need it. Wrong. Very wrong. Traveling with out insurance can be the biggest mistake you make when organizing your trip and a very costly one.

What is travel insurance? Well there are two kinds of insurance to look at when traveling.1. Travel insurance, (sometimes called trip insurance) which covers cancellations, delays, lost baggage and emergencies.

2. Travel medical insurance protects you against any medical expense while traveling.

Ideally, you need a combination of the two when traveling.Imagine these scenarios:

You are in Darwin, Australia when a cyclone hits the area. The city is devastated by the cyclone and all services shut down. You have to be evacuated and sent home. Your travel insurance will cover you for this. You do have travel insurance don’t you?

Your luggage goes missing in India. You need to buy new clothes and fast. Can you afford it in your budget? Of course you can, you took out traveler’s insurance – didn’t you?

Or what if you go surfing in Hawaii and take a big wipeout? You are so severely injured you need surgery and major medical assistance, and then are airlifted home. But that’s okay – your travel medical insurance covers all that. You have got it, haven’t you?

Travel insurance is there to protect you in case bad things happen on your trip. It is a necessary expense. Overseas medical costs can be astronomical if you are not insured. And if you are injured in a developing country, medical attention may not be as good as at home. If you are insured you can get flown home and attended to at no cost.Every year the government deals with thousands of cases of travelers being injured, falling ill or dying overseas. This is a distressing situation for all involved, but made even worse when the travelers are not insured, often leaving them with huge bills to pay. Hospitalization in other countries can cost over one thousand dollars a day. Medical evacuations can be in the hundreds of thousands of dollars and if you die in Europe, it can cost over ten thousand dollars to bring your body back home. If you do not have travel insurance you have to cover these costs yourself (or your family will have to find the money).

Travel insurance is a cost you need to budget for. If you don’t take it out, your medical expenses could cost a whole lot more. Insure yourself and travel safe.

Ever had the desire to quit your lame 9 to 5 job, tell your boss to shove it, pack up and start traveling the world?

All of us have had that desire at one point! The thing that stopped you was probably the same thing that stops most people: money.

“How will I pay for my flights, food, lodging, transportation, yada, yada, yada,” you asked yourself.

Don’t let these concerns bother you too much, because there is an underground, growing group of travelers who are utilizing some simple but hidden techniques to make significant incomes while traveling.

Here’s an overview of how we make money traveling and by landing travel jobs:

Hold a job that either a) pays for us to travel or b) is located in the place we wish to travel to. This is the lowest paying and most complicated method of all, but is the most commonplace.

Common jobs that pay for travels are for professional speakers, salespeople, package couriers, flight attendants, travel nurses/doctors, conservationists, cruise ship workers, etc.

Travel jobs located in the places we wish to go to can be any of the above, but also are specific to the location we travel to. There are some FUN jobs overseas that are looking for foreign workers!

Travel writing jobs for magazines are more common than you may imagine. However, there are LOADS of other ways to write as you travel and make money, including blogging, picking up projects from sites like Elance and Guru, and writing travel guides, both online and offline.
Using a simple website, you can drive online traffic to a product that will be of interest to your online followers. Don’t be intimidated by this! It can be as easy as using your very own Facebook or Myspace profile. Affiliate products typically pay 50% to 75%, so you can make a very healthy income for selling just a few objects.

If you’ve got the camera out and you’re taking pictures, why not switch it to ‘film’ mode and make money from it? You simply make a video of your destinations using iMovie or Windows Movie Maker, then use your videos to create a customer base!

If filming scares you off or intimidates you, you can make an iTunes podcast. It is easier than ever to get listed in iTunes and there’s a HUGE audience of podcast listeners. Simply talk about the places you visit two or three times a week and watch how your following grows… and how your bank account grows!

The common misconception about Ebay is that you have to sell a physical product to make money. Here’s the trick: You can set up a fulfillment house to ship your product (or hire your little sister or the neighborhood kid). All you have to do is create your Ebay post from an internet café and collect the money!

Take any one of these six ‘travel job’ methods, and there are hundreds of travelers all over the world making more money than they would at a regular ‘job…’ and they’re living it up at exotic, world-class destinations. Take your pick, and take action on the ideas here!

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